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Liquidity

A collection of 7 posts

An “Old Faithful” Tool That Brings Simplicity to Investments & Liquidity

Money Management

An “Old Faithful” Tool That Brings Simplicity to Investments & Liquidity

SimpliCD Case Study featuring Clearview FCU It’s no secret that financial management is a critical topic in today’s environment. That’s especially true for institutions like credit unions, which are not only in charge of managing their balance sheet, but also providing and preserving funds so that their

The Liquidity Awakening Has Begun

Money Management

The Liquidity Awakening Has Begun

The recent rate environment has done wonders for many sleepy ALM programs, waking them up and inciting a resurgence of focus in the way credit unions monitor the interest rate risk exposure on their balance sheets. After 10 years in a static rate environment, this demanding rate cycle has forced

The Fed's Battle Against Inflation: Challenges or Opportunities?

Money Management

The Fed's Battle Against Inflation: Challenges or Opportunities?

Over the past year, we’ve seen an epic series of interest rate hikes by the Federal Reserve that began in March 2022. So much so, that some debate remains on whether we’ve seen the last rate hike or if the Fed will decide to raise one final time

Bank Term Funding Program: The Fed’s Solution to Liquidity

Money Management

Bank Term Funding Program: The Fed’s Solution to Liquidity

How can you solve a problem like liquidity? In today’s world, that’s a tricky question. Luckily, the Federal Reserve has a solution that might just interest your credit union. It’s called the Bank Term Funding Program (BTFP), and it’s a relatively new lending program available to

Liquidity Solutions as the Fed Continues to Tighten

Money Management

Liquidity Solutions as the Fed Continues to Tighten

Among the ebb and flow of economic data, pandemic-induced inflation and other financial turmoil we’ve (almost) become accustomed to the past few years, it’s no surprise that liquidity has been impacted. This continues to be the case as we watched the FOMC meet on February 1, 2023, and

SimpliCD – It’s Not Just for Investors

Money Management

SimpliCD – It’s Not Just for Investors

Liquidity needs can change quickly. Even just a few months ago, credit unions were flush with cash and were searching for ways to invest their excess liquidity. But for many credit unions, things have changed as the Fed has begun to raise rates more aggressively than we’ve seen in

Broaden Your Perspective with Liquidity Stress Testing

Money Management

Broaden Your Perspective with Liquidity Stress Testing

“Because I said so.” Few phrases convey a universal response of utter dismay like this one. I remember vividly as a child hating this response and, like most children, vowed never to let those words escape my lips. Those same childhood memories influence our responses to this day and leave