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Vertice AI: Measure & Manage What You Care About

Vertice AI: Measure & Manage What You Care About

Have you heard the quote, “We don’t know how to measure what we care about, so we care about what we measure”? 1 How about Peter Drucker’s quote, “You can’t manage what you can’t measure”? These quotes encapsulate a dilemma faced by many credit unions in

ALM Risk in Focus

Money Management

ALM Risk in Focus

For those of you who need corrective lenses like I do – have you ever sat in the optometrist’s chair and struggled to decide which eye chart was more in focus? A or B, B or C? Sometimes, it is an obvious choice; then others, I feel that both are

A Governmental Affairs Conference to Remember...

A Governmental Affairs Conference to Remember...

‘Tis the season for the biggest credit union event of the year – America’s Credit Union’s Governmental Affairs Conference (GAC)! Many of us are preparing to storm the nation’s capital to unite as a movement and show our lawmakers what credit unions are made of – a tenacity and

Get Clued In: 2025 ACH Rule Changes and Updates

Get Clued In: 2025 ACH Rule Changes and Updates

Grab your trench coat…it’s time to investigate the upcoming ACH rule changes and updates! It’s certainly not a secret that the Nacha Operating Rules and Guidelines change each year to ensure compliance and efficiencies as more and more transactions are processed through the ACH Network. But what

Are You Prepared for Ransomware IRL?

Risk Management

Are You Prepared for Ransomware IRL?

Most ransomware prevention advice focuses on antivirus software and other defenses, such as having good detection and response (DR) mechanisms. All of these are important. But with the advanced level of ransomware today, you also need to take measures that test your defenses and DR strategies to ensure the measures

Is It Time to Build Your Everyday Resume?

Leadership & Culture

Is It Time to Build Your Everyday Resume?

On New Year’s Eve 2023, each of my family members picked a word for 2024. Whatever word we chose is one we’d focus on and integrate into our lives for the year – a New Year’s resolution. When choosing my word, I thought about what the best coach

Navigating Business Continuity Red Flags

Risk Management

Navigating Business Continuity Red Flags

Third-party vendors play a crucial role in the financial institution industry as technology evolves to meet consumers' ever-changing needs. However, without a shared commitment to business continuity, vendor relationships can falter, potentially impacting operations, compliance and customer trust. To sustain compliant and effective vendor relationships, credit unions should proactively

Victory Junction: The Fast Track to Giving Back

Credit Union Movement

Victory Junction: The Fast Track to Giving Back

You’ve heard of NASCAR, right? The stakes are high. The cars are fast. The excitement is palpable. Every driver, fan and member of the pit crew lives for the thrill of the chase. From roaring engines to nail-biting finishes, it’s not just a race – it’s the pursuit

Better Budgeting: Aim for the Moving Target

Money Management

Better Budgeting: Aim for the Moving Target

The market is uncertain, budgeting season is wrapping up and after all the iterations are complete, it leaves me to wonder…why do this at all? Why do we spend so much time getting the budget correct when there is so much uncertainty? The targeted growth could be wrong, the

Be Merry and Mindful During the Holiday Season

Be Merry and Mindful During the Holiday Season

It’s that time of year — everywhere you go, the lights are aglow, the air has a bite to it and the stores are full of holiday décor. While some holidays have already passed, many more will soon be upon us, and the truth of the matter is all of

The Effects a Second Trump Term Could Have on the Economy

Money Management

The Effects a Second Trump Term Could Have on the Economy

Fresh off his election victory on November 6, former president Donald J. Trump will once again take up residence at Pennsylvania Avenue come January. A second term for Trump could have several potential effects on the economy, interest rates and inflation. While predicting the exact outcome is speculative and can

Grow Your Membership: The Benefits of the Vertice AI Solution Through Vizo Financial’s Partnership

Grow Your Membership: The Benefits of the Vertice AI Solution Through Vizo Financial’s Partnership

Vizo Financial's partnership with Vertice AI unlocks a whole host of benefits for your credit union...so, what are they? In addition, what level of growth have credit unions of all sizes experienced through the Vertice AI solution? As you're likely already aware, Vizo Financial and

Accelerating Your Analytics and AI Journey with Vertice AI

Accelerating Your Analytics and AI Journey with Vertice AI

How is your credit union approaching advanced analytics and AI? Are you gaining insights and data-driven recommendations you need to grow, make decisions and drive strategy? A recent survey conducted by Vizo Financial and Vertice AI found that 66 percent of credit unions are exploring data analytics but have not

Unlocking Member Growth: Vizo Financial's New Member GROWTH Solution Powered by Vertice AI

Unlocking Member Growth: Vizo Financial's New Member GROWTH Solution Powered by Vertice AI

Is your credit union tapping into the full potential of existing data? Is your credit union using data to set strategy and gauge your membership and product potential? Through Vizo Financials’ partnership with Vertice AI, this is now possible. Vizo Financial and Vertice AI have partnered together to empower member

A Guide to 1071 Voluntary Reporting

Risk Management

A Guide to 1071 Voluntary Reporting

One of the many complex aspects of the Consumer Financial Protection Bureau (CFPB)’s rule implementing section 1071 of the Dodd Frank Act is the option for voluntary reporting. What does this option look like for covered financial institutions? Why might a lender want to participate? What are the pros

Is There a New Pillar of BSA Compliance on The Horizon?

Risk Management

Is There a New Pillar of BSA Compliance on The Horizon?

Back in 1970, Congress passed the Bank Secrecy Act (BSA), a law which required financial institutions to work with the government to eliminate money laundering and fraud. Now, over 50 years later, BSA has endured multiple rules and regulations changes, which have resulted in what is called the “five pillars”

The Art of Leadership Communication: Identify, Adapt & Listen

Leadership & Culture

The Art of Leadership Communication: Identify, Adapt & Listen

When it comes to your leadership communication style, there are so many assessments out there that can help you identify yours. Even a quick Google search brings up at least nine different communication style quizzes to determine your individual or preferred style. From my personal research, I found one that

Be Cyber Safe: 4 Tips to Secure Your Credit Union During Cybersecurity Awareness Month

Risk Management

Be Cyber Safe: 4 Tips to Secure Your Credit Union During Cybersecurity Awareness Month

Earlier this year, we learned that millions, if not billions, of people were impacted by the National Public Data breach that occurred in December of 2023. Through this data breach, personal information like social security numbers, addresses and phone numbers were exposed to bad actors. In July, Ticketmaster released information

Credit Unions…This is Your Season to Celebrate!

Credit Union Movement

Credit Unions…This is Your Season to Celebrate!

The leaves may be turning gorgeous shades of orange and gold, the sunsets may shine more beautifully as the days grow shorter and the tradition of displaying twinkling lights may be right around the corner. But there’s something that shines even brighter than all of these things…the power

Debunking Health Plan Renewal Myths: You Don’t Have to Wait to Find Better Benefits

Employee Benefits & HR

Debunking Health Plan Renewal Myths: You Don’t Have to Wait to Find Better Benefits

Health insurance can be a complex field to understand, leading to misconceptions, misinformation and, ultimately, overspending on the wrong providers. Fortunately, credit unions have a CUSO partner to help them navigate the options, debunk the myths and chart a new path for better results. Let’s take a look at

An “Old Faithful” Tool That Brings Simplicity to Investments & Liquidity

Money Management

An “Old Faithful” Tool That Brings Simplicity to Investments & Liquidity

SimpliCD Case Study featuring Clearview FCU It’s no secret that financial management is a critical topic in today’s environment. That’s especially true for institutions like credit unions, which are not only in charge of managing their balance sheet, but also providing and preserving funds so that their

Providing for Shade: 3 Concepts to Incorporate in Your ALM Modeling

Money Management

Providing for Shade: 3 Concepts to Incorporate in Your ALM Modeling

Warren Buffett once said, “Someone’s sitting in the shade today because someone planted a tree a long time ago.” As Buffet’s quote reminds me, I would much prefer to leverage the efforts by others who came before me to my benefit. It just makes sense, doesn’t it?

DEI Change Resistors: How to Break the Cycle at Your Institution

DEI Change Resistors: How to Break the Cycle at Your Institution

For nearly 180 years, cooperatives have been guided by a group of seven principles, including: * Voluntary and open membership * Democratic member control * Member economic participation * Autonomy & independence * Education, training & information * Cooperation among cooperatives * Concern for community These principles light the way for our movement, and all of our