Lending - Vizo Financial Blog

Sign in Subscribe

Lending

A collection of 3 posts

Still Peeking Through the Blinds to Set Your Loan Rates?

Money Management

Still Peeking Through the Blinds to Set Your Loan Rates?

Do you know how much it costs your credit union to book a loan and whether or not you’re making money on it? Do you use a loan pricing model to set appropriate rates, or are you letting the financial institution down the road determine your rates? Proper loan

States Are Stepping Up: What Escalating Enforcement Means for Lenders

Risk Management

States Are Stepping Up: What Escalating Enforcement Means for Lenders

As federal enforcement has slowed, states aren’t just filling the void — they’re redefining it. Attorney General Andrea Joy Campbell of Massachusetts recently made that clear with a $2.5 million settlement against Earnest, a student and personal loan provider, for fair lending violations tied to artificial intelligence-driven underwriting

Sallie Mae: A Low Effort, High Impact Student Loan Program You Don't Want to Skip Out On

Money Management

Sallie Mae: A Low Effort, High Impact Student Loan Program You Don't Want to Skip Out On

We've all done it...skipping school is just a rite of passage for every student at some point or another. But as credit unions and providers of student loans, skipping out on easily earned income and an opportunity to give your members a chance at higher education is