Money Management The Power of Credit Migration: Distinguishing Between Bad Loans and Misunderstood Opportunities In credit risk, we’ve been trained to trust the score. It’s clean, simple and easy to compare. But it’s also incomplete. Ask yourself, is this B score a declining A or a rising D? A credit score is just a snapshot. It tells you where someone is
Money Management Still Peeking Through the Blinds to Set Your Loan Rates? Do you know how much it costs your credit union to book a loan and whether or not you’re making money on it? Do you use a loan pricing model to set appropriate rates, or are you letting the financial institution down the road determine your rates? Proper loan
