Interest Rate Risk - Vizo Financial Blog

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Interest Rate Risk

A collection of 3 posts

Do SBA Variable Rate Pools Make Sense for Your Credit Union?

Money Management

Do SBA Variable Rate Pools Make Sense for Your Credit Union?

When rates are high and you’re looking to lock in yield, fixed rate investments are generally the way to go, especially when rates are expected to fall. This has been the case since the end of 2023, and credit unions have been adding fixed rate investments ever since. Many

Providing for Shade: 3 Concepts to Incorporate in Your ALM Modeling

Money Management

Providing for Shade: 3 Concepts to Incorporate in Your ALM Modeling

Warren Buffett once said, “Someone’s sitting in the shade today because someone planted a tree a long time ago.” As Buffet’s quote reminds me, I would much prefer to leverage the efforts by others who came before me to my benefit. It just makes sense, doesn’t it?

The Ingredients for a Strong ALM Program

Money Management

The Ingredients for a Strong ALM Program

When’s the last time you baked a cake for a special occasion? Or tried your hand at a new recipe for dinner? Even if you’re a pro in the kitchen, chances are you still probably utilized some of the basic ingredients, right? Otherwise, you might run the risk