Money Management The State of the Consumer: Turning Holiday Trends Into Smarter Lending Consumers can feel uneasy about the economy and still fill shopping carts, finance vehicles and make their payments. That tension defines the opportunity for credit unions heading into the 2026 holiday season: demand remains, but household financial cushions deserve closer attention. The question is not simply whether consumers will keep
Money Management Still Peeking Through the Blinds to Set Your Loan Rates? Do you know how much it costs your credit union to book a loan and whether or not you’re making money on it? Do you use a loan pricing model to set appropriate rates, or are you letting the financial institution down the road determine your rates? Proper loan
