Payments Navigating the 2026 ACH Rule Changes and Updates The payments landscape changes every year, and periodically, so do the Nacha Operating Rules and Guidelines that govern ACH transactions. That’s true in 2026, as many changes are being implemented to improve readiness, fraud prevention and consistency. So, let’s take a look at the 2026 ACH rule changes
Payments The ACH Backup Plan Your Credit Union Needs It’s not official yet, but we’re just waiting for Merriam Webster to deem “uncertainty” as the word of the year for 2025. We’re not surprised by any means, but it’s certainly (ironic, huh?) wearing out its welcome these days. Instead of resisting the word, though, why
Payments Get Clued In: 2025 ACH Rule Changes and Updates Grab your trench coat…it’s time to investigate the upcoming ACH rule changes and updates! It’s certainly not a secret that the Nacha Operating Rules and Guidelines change each year to ensure compliance and efficiencies as more and more transactions are processed through the ACH Network. But what
Payments Third-Party Wires Service: Your New Payments Sidekick? Have you ever had a best friend? You know, someone who is always there to back you up or lend a hand when you’re in need? Someone who is a built-in support system? Maybe you refer to them as your sidekick, your wingman, your ride or die – but whatever
Payments 2024 ACH Rule Changes and Updates Last year was a quiet year for rule changes and updates, and Nacha took additional time this year to review comments and feedback submitted for the proposed rules for 2024. But nevertheless, last month, Nacha approved several rules and amendments to the rules for this year, and a good portion
Payments Nacha’s New Risk Management Framework: A Swift Response to Credit-Push Fraud Taylor Swift isn’t the only one who has reinvented herself multiple times…so has our infamous friend, fraud. Just like the evolution from Fearless to Midnights, fraud has shifted from mostly unauthorized ACH debits from an individual’s account to authorized ACH credits from someone’s account. These authorized
Payments Must-Know Pieces of the FedNow® Service Puzzle Solving puzzles is one of my favorite hobbies. In fact, we had an office party a few months back and one of the activities that we had available to us was a puzzle of our fellow colleagues. I spent over half the day working on that puzzle, completely distracted and
Payments All the Buzz About The FedNow® Service Word around the hive is there’s a new “queen bee” in town, and I’m here to tell you that it’s true! (Although, someone might want to break it to Beyoncé.) There is a new payments rail buzzing about — called The FedNow® Service. This new instant payment rail
